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Click to call an advisor free 0800 032 4646

Loans are secured against property - Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

We do not offer mortgages from high street lenders, so you should apply there first. If you were rejected, we may be able to help you.

Why choose The Loans Engine?

Award

Award-winning specialist finance broker

With nearly 40 years of experience, we've earned multiple awards for delivering high-quality service to customers like you. You can trust we will work hard to deliver the same to you.

Flexible

Competitive rates, tailored to your needs

We're committed to finding the most cost-effective loan for your situation, aiming to keep your repayments as manageable as possible.

Transparent

Regulated by the FCA 

As an FCA-authorised and regulated firm, we follow rules to make sure you're treated fairly and protected. However, some products, like certain commercial and business loans, are not FCA-regulated.

Competitive

Products to suit your plans

With access to a range of products, we can often help when others can't. So, you may be able to fund your plans even when other solutions have fallen short.

Achievements & Awards

Broker of the year
Best quality packager
Best B2B broker
Bridging & Commercial
Financial Reporter
Lending Solutions
What Mortgage
Feefo

Latest News & Blogs

Stay up-to date and informed with all our recent news and blogs.

What our customers say about us

Feedback gathered from our clients by independent review site, Feefo:

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"Great to deal with. Excellent service, really attentive and friendly staff who worked hard in the background pushing things forward with third parties."
Mr M, UK
04 Aug 2025
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"Really good to deal with, went above and beyond to make sure we were getting the best and most affordable deal."
Mr H, UK
26 Jun 2025
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"Would just like to say how smooth the process was with the loans engine even though my case was a little more complicated, Paul Atkinson who was dealing with my application was really helpful all the way through responding to emails and phone calls straight away."
Mr W, UK
13 May 2025
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"Very friendly and helpful team. Managed to borrow some money with low rates of repayment."
Mrs K, UK
13 May 2025
Read more reviews >>

Our application process

We have a transparent application process that aims to ensure you always know where you stand. 

To get started, simply call our team for free on the number in the top right hand corner. We have no phone menus or automated replies, so you will get connected quickly in office hours.

Alternatively, you can start a live chat with one of our experts by clicking the blue button in the corner of this page.

Or, you can fill out our quick online form on any of our product pages to make an enquiry. Once submitted, one of our experts will call you back as soon as possible.

application process