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Loans are secured against property - Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

We do not offer mortgages from high street lenders, so you should apply there first. If you were rejected, we may be able to help you.

Why choose The Loans Engine?

Award

Award-winning specialist finance broker

With nearly 40 years of experience, we've earned multiple awards for delivering high-quality service to customers like you. You can trust we will work hard to deliver the same to you.

Flexible

Competitive rates, tailored to your needs

We're committed to finding the most cost-effective loan for your situation, aiming to keep your repayments as manageable as possible.

Transparent

Regulated by the FCA 

As an FCA-authorised and regulated firm, we follow rules to make sure you're treated fairly and protected. However, some products, like certain commercial and business loans, are not FCA-regulated.

Competitive

Products to suit your plans

With access to a range of products, we can often help when others can't. So, you may be able to fund your plans even when other solutions have fallen short.

Achievements & Awards

Broker of the year
Best quality packager
Best B2B broker
Bridging & Commercial
Financial Reporter
Lending Solutions
What Mortgage
Feefo

Latest News & Blogs

Stay up-to date and informed with all our recent news and blogs.

What our customers say about us

Feedback gathered from our clients by independent review site, Feefo:

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"Mortgage made easier. Professional staff who were very efficient. Did what they said and beyond. I was very happy with their excellent service. I would definitely recommend The Loans Engine to others."
Mr L, UK
18 Mar 2026
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"Charlotte, Matt and everyone were super efficient and kept me posted almost daily great customer service, thank you team."
Mr H, UK
09 Mar 2026
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"Efficient and professional, yet friendly. Really good communication and progress updates throughout the process."
Mr W, UK
04 Mar 2026
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"From start to finish i found the experience was fantastic. Both my contacts Marysia and Paul were brilliant in explaining everything to me and getting this over the line quickly, no messing about! Would highly recommend"
Mrs W, UK
24 Feb 2026
Read more reviews >>

Our application process

We have a transparent application process that aims to ensure you always know where you stand. 

To get started, simply call our team for free on the number in the top right hand corner. We have no phone menus or automated replies, so you will get connected quickly in office hours.

Alternatively, you can start a live chat with one of our experts by clicking the blue button in the corner of this page.

Or, you can fill out our quick online form on any of our product pages to make an enquiry. Once submitted, one of our experts will call you back as soon as possible.

application process