The benefits of The Loans Engine
We know that getting a finance solution is a big step. So, it's natural to feel overwhelmed when picking a broker or lender to use, especially when there may be fees involved.
To help you make an informed choice, here’s an overview of the benefits you may get when using us.
Loans are secured against property.
Why use The Loans Engine?
Nearly 40 years of experience
First off, we've been around for nearly four decades. We've been through recessions and downturns in the property market and are still standing. This experience means we have the expertise to handle a wide range of cases.
CeMAP qualified team
Our mortgage advisors are all CeMAP qualified, with many having over 15 years of industry experience. This means they have the training needed to recommend suitable solutions. If we can't help, we'll tell you as soon as we can. We value your time and believe in being transparent about what we can and can't do.
Advanced technology
Over 10 years ago, we created our own in-house product sourcing and underwriting technology. This enables us to quickly identify possible products, giving you a fast answer on whether we can help. While our technology helps us recommend suitable solutions, the outcome may depend on how complex your case is.
We strive to do the right thing
As an FCA-authorised and regulated firm, we follow strict rules and regulations. Beyond compliance, doing right by our customers and partners is one of our key values. We believe that prioritising your needs and finding a suitable product is always the right thing to do. That's why we always aim to achieve this goal. However, note that commercial mortgages, certain bridging loans and certain loans for business purposes are not regulated by the FCA.
Strong lender relationships
We've developed strong, long-standing relationships with our lenders. This has caused many to offer us semi-exclusive memberships because of our loyalty and high-quality service. As part of this, we sometimes get access to products and rates that may not be available elsewhere. However, we don't favour any lender. Instead, we consider the entire panel to try and find a product that suits your needs.
Award-winning partner
Finally, we've won many awards for the quality of our service, including the Feefo Platinum Trusted Service Award for four consecutive years. This is clear evidence of the high-quality service we strive to provide. But don't just take our word for it check out our Feefo reviews, which speak for themselves.
What our customers say about us
"The Loan Engine dealt with my bridging loan, and I can honestly say that they were more proactive than me, which is saying something! I can't fault them at all - every time I rang, they knew exactly the latest position of my case, and were always helpful and polite. "
22 Jan 2024
"Great. Very helpful. Worked hard for us. Worth 5 stars. Use them anytime. "
17 Jan 2024
"They’re friendly and helpful start to finish sandip, emily thank you. From start to finish very helpful I will recommend to everyone thank you."
05 Jan 2024
"Excellent service from start to finish. They went the extra mile when complications arose, big shout out to Thisara. I can’t recommend them enough!"
12 Dec 2023